Please refer to our EULA:
1. If you would like to use ANYTHING from Daz, Daz owned or PA owned items for 2D images or Videos. For personal or commercial use. This is FINE.
2. If you would like to use DAZ owned content for 3D use, you will need our Game Developer License. Personal or Commercial.
Difference between the Commercial and Indie Licenses are Commercial is $100,000 per year, Indie is anything less than that. Here is a link to either option.
3. If you would like to use PA owned content for 3D use, you will need the Game Developer license from that specific PA, but ONLY if we offer it on our store.
If you have any questions, please submit a help ticket to the sales team HERE.